Topic 07
Property Protection
Most losses aren't accidents — they're small maintenance items that were postponed one season too long. Proactive property protection is the cheapest form of restoration.
What you'll learn
- The annual maintenance items that prevent 80% of claims
- Water sensor and shutoff technology that pays for itself
- Simple envelope upgrades for East Texas weather
- How to walk your property like a restoration pro
Water is the #1 threat
Whole-home leak detectors with automatic shutoff cost less than a single water claim's deductible and can save a house.
Seal the envelope
Caulking, weatherstripping, attic ventilation, and roof flashing are the unglamorous items that keep the outside outside.
Walk your property twice a year
Spring and fall. Check the roofline, gutters, downspouts, HVAC condensate lines, water heater, and around every plumbing fixture.
When to call a professional
For any signs of active moisture, staining, or musty odor — and for annual roof or HVAC inspection.
Quick answers
Are smart water shutoffs worth it?
For most East Texas homes, yes. Insurance carriers often offer discounts for installing them.
What about surge protection?
Whole-home surge protectors installed at the panel are inexpensive and protect against the most common electrical damage in storm-heavy regions.